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GB/T 42929-2023 English PDF

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US$499.00 · In stock
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GB/T 42929-2023: Technical requirements of intelligent risk prevention and control for Internet finance
Status: Valid

Standard ID	USD	BUY PDF	Lead-Days	Standard Title (Description)	Status
GB/T 42929-2023	499	Add to Cart	5 days	Technical requirements of intelligent risk prevention and control for Internet finance	Valid

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Basic data

Standard ID: GB/T 42929-2023 (GB/T42929-2023)
Description (Translated English): Technical requirements of intelligent risk prevention and control for Internet finance
Sector / Industry: National Standard (Recommended)
Classification of Chinese Standard: A11
Classification of International Standard: 03.060
Word Count Estimation: 26,288
Date of Issue: 2023-08-06
Date of Implementation: 2023-12-01
Issuing agency(ies): State Administration for Market Regulation, China National Standardization Administration

GB/T 42929-2023: Technical requirements of intelligent risk prevention and control for Internet finance

---This is a DRAFT version for illustration, not a final translation. Full copy of true-PDF in English version (including equations, symbols, images, flow-chart, tables, and figures etc.) will be manually/carefully translated upon your order.
ICS 03.060 CCSA11 National Standards of People's Republic of China Technical requirements for intelligent risk prevention and control in Internet finance Published on 2023-08-06 Implemented on 2023-12-01 State Administration for Market Regulation Released by the National Standardization Administration Committee

Preface III Introduction IV 1 Scope 1 2 Normative reference documents 1 3 Terms and Definitions 1 4 Overview of Internet Financial Business and Risks 2 5 Intelligent Risk Prevention and Control Technology Framework 2 6 Intelligent risk prevention and control function 3 6.1 Overview 3 6.2 Risk monitoring 3 6.3 Risk identification and analysis 4 6.4 Risk Assessment 5 6.5 Risk treatment 5 7 Intelligent risk prevention and control technology 6 7.1 Risk prevention and control rules and models 6 7.2 Intelligent analysis and processing 6 8 Intelligent risk prevention and control system security 8 8.1 Basic Security 8 8.2 Application Security 8 8.3 Data Security10 9 Operation of intelligent risk prevention and control system 11 9.1 Daily operation 11 9.2 Emergency response11 Appendix A (Informative) Typical Internet Finance Businesses and Risks 13 A.1 Typical business scenarios and common risks of Internet finance 13 A.2 Registration scenarios and security risks 13 A.3 Login and password retrieval scenarios and security risks 14 A.4 Transaction scenarios and security risks14 A.5 Payment scenarios and security risks15 A.6 Credit scenarios and security risks15 Appendix B (informative) Machine Learning 17 B.1 Supervised machine learning17 B.2 Semi-supervised machine learning17 B.3 Unsupervised Machine Learning 17 B.4 Relationship Network 17 B.5 Automated Machine Learning 17 Appendix C (informative) Example 18 of emergency classification and classification C.1 Emergency classification18 C.2 Emergency classification18 Reference 19

Foreword

This document complies with the provisions of GB/T 1.1-2020 "Standardization Work Guidelines Part 1.Structure and Drafting Rules of Standardization Documents" Drafting. Please note that some content in this document may be subject to patents. The publisher of this document assumes no responsibility for identifying patents. This document is under the jurisdiction of the National Financial Standardization Technical Committee (SAC/TC180). This document was drafted by. China Internet Finance Association, Alipay (China) Network Technology Co., Ltd., Industrial and Commercial Bank of China Co., Ltd. Company, China Construction Bank Co., Ltd., Postal Savings Bank of China Co., Ltd., Guangdong Huaxing Bank Co., Ltd., China Agricultural Bank of China Co., Ltd., Ping An Insurance (Group) Co., Ltd. of China, Rural Credit Bank Fund Clearing Center Co., Ltd., JD.com Technology Holdings Co., Ltd., 4Paradigm (Beijing) Technology Co., Ltd., Shenzhen Tencent Computer Systems Co., Ltd., Duxiaoman Technology (Beijing) Co., Ltd., Shanghai Qiyu Information Technology Co., Ltd., Oriental Microbank Technology Co., Ltd., Jianjianhui Information Technology (Guangzhou) have Co., Ltd., Bairong Yunchuang Technology Co., Ltd., and Tongdun Technology Co., Ltd. The main drafters of this document. Yang Nong, Zhu Yong, Xin Lu, Shan Jianfeng, Yu Yuan, Zhang He, Peng Jin, Lu Bibo, Wang Weiqiang, Jin Ying, Meng Xianzhe, Wang Xue, He Linfang, Shen Shu, Yang Chun, Liang Jiawen, Guo Feng, Chen Lianghua, Guan Xiaohui, Zou Mingming, Zhang Xu, He Ying, Wang Ming, Zhao Chenglong, Zhang Yumeng, Xu Zehao, Chen Xin, Shen Yun, Chen Peiyao, Xu Xiao, Di Hongming, Yang Xiaowen, Zhang Honglin, Liu Jun, Chen Hewei, Zhao Feng, Dong Jiwei.

Introduction

With the continuous development of Internet finance, new financial fraud risks based on Internet finance continue to emerge, showing specialization, industry New features such as industrialization, concealment, and cross-region pose challenges to traditional risk prevention and control technologies. To this end, Internet financial business practitioners have proposed Intelligent risk prevention and control technology has been developed to realize intelligent risk prevention and control through the use of big data, artificial intelligence and other technologies. However, there are problems in the actual application process. There are problems such as unclear concepts, disparate technologies, and uneven effects. In order to strengthen financial institutions and non-bank payment machines that carry out Internet financial services Institutions, as well as institutions that provide intelligent risk prevention and control technology services, regulate the use of intelligent risk prevention and control technology to protect the legitimate rights and interests of individuals and financial entities. benefit in developing this document. Technical requirements for intelligent risk prevention and control in Internet finance

1 Scope

This document stipulates the technical framework, functional requirements, technical requirements, and practical requirements that intelligent risk prevention and control technology must meet in the Internet financial scenario. Current safety requirements and operational requirements, etc. This document is applicable to organizations that carry out Internet financial business, as well as the construction and operation of institutions that provide intelligent risk prevention and control technical services. and optimize the intelligent risk prevention and control system to prevent and control Internet financial risks.

2 Normative reference documents

The contents of the following documents constitute essential provisions of this document through normative references in the text. Among them, the dated quotations For undated referenced documents, only the version corresponding to that date applies to this document; for undated referenced documents, the latest version (including all amendments) applies to this document. GB/T 35273 Information Security Technology Personal Information Security Specifications GB/T 35274 Information security technology big data service security capability requirements GB/T 37721 Functional requirements for information technology big data analysis systems GB/T 37722 Information technology big data storage and processing system functional requirements GB/T 37961 Basic requirements for information technology services

3 Terms and definitions

The following terms and definitions apply to this document. 3.1 Measures and methods taken to effectively control or reduce the possibility of risk events and reduce losses when risk events occur. 3.2 risk identification risk identification The process of comprehensively identifying potential matters or factors that affect the realization of various goals, systematically classifying them, and finding out the causes of risks. Note 1.Risk identification includes the identification of risk sources, events, their causes and potential consequences. Note 2.Risk identification may involve historical data, theoretical analysis, expert opinions and stakeholder needs. [Source. GB/T 42339-2023, 4.3.9, with modifications] 3.3 risk evaluationriskevaluation On the basis of risk identification and risk measurement, combined with other factors, comprehensive consideration is given to the probability of risk occurrence and degree of loss, and the assessment The possibility of risk occurrence and its degree of harm, and compared with recognized safety indicators to measure the degree of risk and decide whether it is necessary to take action The process of taking appropriate measures. [Source. GB/T 42339-2023,4.3.14] 3.4 risk monitoringriskmonitoring Track the development and changes of identified risks, the conditions under which risks arise, and the resulting changes in results, and make timely adjustments based on changes in risks. ......

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Tips & Frequently Asked Questions:

Question 1: How long will the true-PDF of GB/T 42929-2023_English be delivered?

Answer: Upon your order, we will start to translate GB/T 42929-2023_English as soon as possible, and keep you informed of the progress. The lead time is typically 3 ~ 5 working days. The lengthier the document the longer the lead time.

Question 2: Can I share the purchased PDF of GB/T 42929-2023_English with my colleagues?

Answer: Yes. The purchased PDF of GB/T 42929-2023_English will be deemed to be sold to your employer/organization who actually pays for it, including your colleagues and your employer's intranet.

Question 3: Does the price include tax/VAT?

Answer: Yes. Our tax invoice, downloaded/delivered in 9 seconds, includes all tax/VAT and complies with 100+ countries' tax regulations (tax exempted in 100+ countries) -- See Avoidance of Double Taxation Agreements (DTAs): List of DTAs signed between Singapore and 100+ countries

Question 4: Do you accept my currency other than USD?

Answer: Yes. If you need your currency to be printed on the invoice, please write an email to Sales@ChineseStandard.net. In 2 working-hours, we will create a special link for you to pay in any currencies. Otherwise, follow the normal steps: Add to Cart -- Checkout -- Select your currency to pay.