GB/T 32313-2015 English PDFUS$259.00 · In stock
Delivery: <= 3 days. True-PDF full-copy in English will be manually translated and delivered via email. GB/T 32313-2015: Personal financial business service specifications of commercial banks Status: Valid
Basic dataStandard ID: GB/T 32313-2015 (GB/T32313-2015)Description (Translated English): Personal financial business service specifications of commercial banks Sector / Industry: National Standard (Recommended) Classification of Chinese Standard: A11 Classification of International Standard: 03.060 Word Count Estimation: 12,157 Date of Issue: 2015-12-28 Date of Implementation: 2016-06-01 Quoted Standard: GB/T 32317 Regulation (derived from): State Standard Announcement 2015 No.41 Issuing agency(ies): General Administration of Quality Supervision, Inspection and Quarantine of the People's Republic of China, Standardization Administration of the People's Republic of China Summary: This standard specifies the basic principles of personal financial services business, general requirements. This standard applies to qualified business engaged in personal financial management of commercial banks. GB/T 32313-2015: Personal financial business service specifications of commercial banks---This is a DRAFT version for illustration, not a final translation. Full copy of true-PDF in English version (including equations, symbols, images, flow-chart, tables, and figures etc.) will be manually/carefully translated upon your order.Personal financial business service specifications of commercial banks ICS 03.060 A11 National Standards of People's Republic of China Personal financial services specification Issued on. 2015-12-28 2016-06-01 implementation Administration of Quality Supervision, Inspection and Quarantine of People's Republic of China Standardization Administration of China released Table of ContentsIntroduction Ⅲ 1 Scope 1 2 Normative references 1 3 Terms and definitions Service 4 Basic Principles 4.1 Compliance 2 4.2 Integrity 2 4.3 Reliability 2 Difference 2 4.4 5 Integrated Management 2 5.1 Basic requirements 2 5.2 Investment Management 3 5.3 Risk Management 4 5.4 Accounting Management 4 Sales management 4 6 6.1 4 sale system 6.2 Sales text 4 6.3 Sales 5 5 6.4 marketing campaign 7 Service 6 7.1 Save Document 6 6 7.2 Disclosure 7.3 Advisory Services 7 7.4 Complaints 7 7.5 Emergency 7 7.6 Customer Protection 7 References 8ForewordThis standard was drafted in accordance with GB/T 1.1-2009 given rules. The standard proposed by the People's Bank of China. This standard by the National Standardization Technical Committee on Finance (SAC/TC180) centralized. This standard was drafted. China Financial Computerization Corporation, Industrial and Commercial Bank of China, Agricultural Bank of China, Bank of Communications, China Everbright Bank, China Merchants Commercial Bank, China Postal Savings Bank. The main drafters of this standard. Wu Xiangyang Yang Qian, Denglin Ying, Zhao Zhilan, Yang Xiaoqiong, Meng industry, Cao Rong, Yang Hao Ning, Xujun Peng, Chen Yuan Xing, Fumihiko Na, Zhang Shen Rong, Li Zhuo Fan, Zhu Liwei, Tao Zhongwei. Personal financial services specification1 ScopeThis standard specifies the basic principles of personal financial services business, general requirements. This standard applies to qualified business engaged in personal financial management of commercial banks.2 Normative referencesThe following documents for the application of this document is essential. For dated references, only the dated version suitable for use herein Member. For undated references, the latest edition (including any amendments) applies to this document. GB/T 32317 Commercial Bank Personal Banking customer risk tolerance assessment specification3 Terms and DefinitionsGB/T 32317 and defined by the following terms and definitions apply to this document. 3.1 Personal Finance personalfinance On the basis of the individual assets, liabilities and other data were analyzed on the consolidation, according to individual risk tolerance, combined with the use of more than the intended target These means for management of assets and liabilities, reasonable arrangement of funds, so that the process of achieving personal risk is acceptable within the scope of maximizing asset value. 3.2 Personal Financial Services personalfinancialbusiness Financial analysis of commercial banks to provide customers with personal, financial planning, investment advisory, asset management and other professional services activities. Note. personal financial services in accordance with the management and operation of different ways, into a comprehensive financial advisory services and wealth management services. 3.3 Financial advisory services financialadvisoryservices Financial analysis and planning of commercial banks to provide, investment advice, personal investment product launches and other specialized services. NOTE. commercial banks for the sale of savings products, credit products, etc. product introduction, publicity and promotion and other general business consulting activities, does not belong to financial Consultancy services. 3.4 Integrated financial services integratedfinancialservices Commercial banks in providing financial advisory services to customers based on the customer acceptance of the commission and authority, in accordance with prior agreement with the customer's investment Financing plans and the way investment and asset management, and other professional services. 3.5 Personal financial planning personalfinancialplan Commercial Banks Based on the analysis of potential target customers based on the specific target customer base development, design and sales of investment funds Financing and management plan. 3.6 Sales sales For individual clients engaged in commercial banking financial products publicity, promotion, personal selling and other related banking activities. NOTE. to provide customers with sales personnel, including financial analysis, business planning or investment advice, sales person or business financial planning investment products to And other personal financial services sales and management activities closely related professionals. ......Tips & Frequently Asked Questions:Question 1: How long will the true-PDF of GB/T 32313-2015_English be delivered?Answer: Upon your order, we will start to translate GB/T 32313-2015_English as soon as possible, and keep you informed of the progress. The lead time is typically 1 ~ 3 working days. The lengthier the document the longer the lead time.Question 2: Can I share the purchased PDF of GB/T 32313-2015_English with my colleagues?Answer: Yes. The purchased PDF of GB/T 32313-2015_English will be deemed to be sold to your employer/organization who actually pays for it, including your colleagues and your employer's intranet.Question 3: Does the price include tax/VAT?Answer: Yes. 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