JR/T 0025.5-2018 English PDFUS$3449.00 · In stock
Delivery: <= 15 days. True-PDF full-copy in English will be manually translated and delivered via email. JR/T 0025.5-2018: China financial integrated circuit card specifications - Part 5: Debit/credit application card specification Status: Valid JR/T 0025.5: Historical versions
Basic dataStandard ID: JR/T 0025.5-2018 (JR/T0025.5-2018)Description (Translated English): China financial integrated circuit card specifications - Part 5: Debit/credit application card specification Sector / Industry: Finance Industry Standard (Recommended) Classification of Chinese Standard: A11 Word Count Estimation: 150,192 Date of Issue: 2018-11-28 Date of Implementation: 2018-11-28 Older Standard (superseded by this standard): JR/T 0025.5-2013 Regulation (derived from): Bank-Announcement (2018) No.307 Issuing agency(ies): People's Bank of China JR/T 0025.5-2013
JR
FINANCIAL INDUSTRY STANDARD
OF THE PEOPLE’S REPUBLIC OF CHINA
ICS 35.240.40
A 11
Record number.
Replacing JR/T 0025.5-2010
China financial integrated circuit card specifications -
Part 5. Debit/credit application card specification
ISSUED ON. FEBRUARY 05, 2013
IMPLEMENTED ON. FEBRUARY 05, 2013
Issued by. People’s Bank of China
3. No action is required - Full-copy of this standard will be automatically &
immediately delivered to your EMAIL address in 0~60 minutes.
Table of ContentsForeword ... 6 Introduction ... 8 1 Scope ... 9 2 Normative references ... 9 3 Terms and definitions ... 10 4 Symbols and abbreviations ... 12 5 Overview ... 15 5.1 Function overview ... 15 5.2 Mandatory and optional functions ... 20 6 Application selection ... 23 6.1 Card data ... 23 6.2 Terminal data ... 24 6.3 Command ... 25 6.4 Establish candidate application list ... 26 6.5 Determination and selection application ... 28 6.6 Flow diagram ... 28 6.7 Subsequent processing ... 31 7 Application initialization ... 31 7.1 Card data ... 31 7.2 Terminal data ... 32 7.3 Command ... 32 7.4 Processing flow ... 33 7.5 Preliminary processing ... 35 7.6 Subsequent processing ... 35 8 Read the application data ... 35 8.1 Card data ... 35 8.2 Terminal data ... 36 8.3 Command ... 36 8.4 Processing flow ... 36 8.5 Preliminary processing ... 37 8.6 Subsequent processing ... 37 9 Offline data authentication ... 37 9.1 Key and certificate ... 37 9.2 Method to determine offline data authentication ... 38 9.3 Static Data Authentication ... 38 9.4 Static data authentication ... 40 9.5 Preliminary processing ... 44 9.6 Subsequent processing ... 44 10 Processing limit ... 45 10.1 Card data ... 45 10.2 Terminal data ... 46 10.3 Processing flow ... 46 10.4 Preliminary processing ... 48 10.5 Subsequent processing ... 48 11 Cardholder verification ... 48 11.1 Card data ... 48 11.2 Terminal data ... 51 11.3 Command ... 51 11.4 Processing flow ... 52 11.5 Preliminary processing ... 56 11.6 Subsequent processing ... 56 12 Terminal risk management ... 57 12.1 Card data ... 57 12.2 Terminal data ... 58 12.3 Command ... 58 12.4 Processing flow ... 59 12.5 Preliminary processing ... 60 12.6 Subsequent processing ... 60 13 Terminal action analysis ... 61 13.1 Card data ... 61 13.2 Terminal data ... 62 13.3 Command ... 62 13.4 Processing flow ... 63 13.5 Preliminary Processing Read the application data ... 63 13.6 Subsequent Processing Card action analysis ... 63 14 Card action analysis ... 63 14.1 Card data ... 64 14.2 Terminal data ... 66 14.3 Command ... 67 14.4 Processing flow ... 67 14.5 Response cryptogram provided by the card... 74 14.6 Flow diagrams ... 77 14.7 Preliminary processing ... 83 14.8 Subsequent processing ... 84 15 Online processing ... 84 15.1 Card data ... 84 15.2 Online response data ... 85 15.3 Command ... 86 15.4 Processing flow ... 86 15.5 Flow diagram ... 88 15.6 Preliminary processing ... 88 15.7 Subsequent processing ... 89 16 Transaction termination ... 89 16.1 Card data ... 89 16.2 Terminal data ... 92 16.3 Command ... 92 16.4 Processing flow ... 93 16.5 GENERATE AC command receiving ... 94 16.6 Online authorization transaction ... 94 16.7 Requesting for online operation, but online authorization is not completed ... 99 16.8 Combined DDA/GENERATE AC response ... 104 16.9 Flow diagrams ... 105 16.10 Preliminary processing ... 110 16.11 Subsequent processing ... 111 17 Issuer script processing ... 111 17.1 Card data ... 111 17.2 Terminal data ... 112 17.3 Key management in the issuer script operations ... 113 17.4 Authentication response data ... 114 17.5 Commands ... 114 17.6 Processing flow ... 117 17.7 Previous processing online operation ... 120 17.8 Subsequent processing ... 121 18 Transaction log recorded by the card ... 121 18.1 Record file for the transaction log... 121 18.2 Recommendations of JR/T 0025 ... 122 Annex A (normative) Data element lists of the card and the issuer ... 124 Annex B (normative) Command specifications - Descriptions of commands supported by the card ... 165 Annex C (normative) Security message ... 188 Annex D (normative) Authentication keys and algorithms ... 198 Annex E (normative) Supported cryptogram version ... 207 Annex F (normative) Algorithm identifiers ... 208 Bibliography ... 209ForewordJR/T 0025 consists of the parts as follows in the general name of “China financial integrated circuit card specifications”. - Part 1. Electronic Purse/Electronic Deposit Card Specification (abolished); - Part 2. Electronic Purse/Electronic Deposit Application Specification (abolished); - Part 3. Application Independent ICC to Terminal Interface Requirements; - Part 4. Debit/credit Application Specifications; - Part 5. Debit/Credit Application Card Specifications; - Part 6. Debit/Credit Application Terminal Specifications; - Part 7. Debit/Credit Application Card Security Specifications; - Part 8. Contactless Specification Independent of Application - Part 9. Electronic Purse Extended Application Guide (abolished); - Part 10. Debit/Credit card Personalization Guide; - Part 11. Contactless Integrated Circuit Card Communication Specifications; - Part 12. Contactless Integrated Circuit Card Payment Specification; - Part 13. Low-value Payment Specifications Based on Debit/Credit Application; - Part 14. Comprehensive Application Specification Based on Contactless Low- value Payment Application; - Part 15. Electronic Cash Dual-currency Payment Specifications; - Part 16. IC Card Internet Terminal Specifications; - Part 17. Enhanced Debit/Credit Application Security Specifications. This Part is Part 5 of JR/T 0025. This Part was drafted according to the rules specified in GB/T 1.1-2009. This Part replaces JR/T 0025.5-2010 "China financial integrated circuit card specifications - Part 5. Debit/credit application card specification". Compared with JR/T 0025. 5-2010, this Part has the following major changes. China financial integrated circuit card specifications - Part 5. Debit/credit application card specificationScopeThis Part of JR/T 0025 describes the debit/credit flow from the card angle, including the processing detail in the card, card data element and card supporting instruction set. This Part is applicable to the financial debit/credit integrated circuit card issued or accepted by the banks. Those using this Part are mainly the relevant departments (organizations) for such card design, manufacture, management, issuance and acceptance and for the development, integration and maintenance of the application system.Normative ReferencesThe following referenced documents are indispensable for the application of this document. For dated references, only the edition cited applies. For undated references, the latest editions of the normative documents (including all the amendments) are applicable to this document. GB/T 2659 Codes for the Representation of Names of Countries and Regions (GB/T 2659-2000, ISO 3166-1. 1997, EQV) GB/T 4880.1 Codes for the Representation of Names of Language - Part 1. Alpha- 2 code (GB/T 4880.1-2005, ISO/IEC 639-1. 2002, MOD) GB/T 12406 Codes for the Representation of Currencies and Funds (GB/T 12406- 2008, ISO 4217. 2001, IDT) GB/T 15150 Bank Card Originated Messages - Interchange Message Specifications - Content for Financial Transactions (GB/T 15150-1994, ISO 8583. 1987, IDT) GB/T 16649.4 Identification Cards - Integrated Circuit Cards - Part 4. Organization, Security and Commands for Interchange (GB/T 16649.4-2010, ISO/IEC 7816-4. 2005, IDT) GB/T 16649.5 Identification Cards - Integrated circuit(s) Cards with Contacts - Part 5. National Numbering System and Registration Procedure for Application Identifiers (GB/T 16649.5-2002, ISO/IEC 7816-5. 1994, NEQ) GB/T 16649.6 Identification Cards - Integrated Circuit(s) Cards with Contacts - Part 6. Interindustry Data Elements (GB/T 16649.6-2001, ISO/IEC 7816-6. 1996, IDT) GB/T 17552 Identification Cards - Financial Transaction Cards (GB/T 17552-1998, ISO/IEC 7813. 1995, IDT) JR/T 0025.3 China Financial Integrated Circuit Card Specifications - Part 3. Application Independent ICC to Terminal Interface Requirements JR/T 0025.6 China Financial Integrated Circuit Card Specifications - Part 6. Debit/Credit Application Terminal Specifications JR/T 0025.7 China Financial Integrated Circuit Card Specifications - Part 7. Debit/Credit Application Card Security Specifi... ......Tips & Frequently Asked Questions:Question 1: How long will the true-PDF of JR/T 0025.5-2018_English be delivered?Answer: Upon your order, we will start to translate JR/T 0025.5-2018_English as soon as possible, and keep you informed of the progress. The lead time is typically 11 ~ 15 working days. The lengthier the document the longer the lead time.Question 2: Can I share the purchased PDF of JR/T 0025.5-2018_English with my colleagues?Answer: Yes. The purchased PDF of JR/T 0025.5-2018_English will be deemed to be sold to your employer/organization who actually pays for it, including your colleagues and your employer's intranet.Question 3: Does the price include tax/VAT?Answer: Yes. Our tax invoice, downloaded/delivered in 9 seconds, includes all tax/VAT and complies with 100+ countries' tax regulations (tax exempted in 100+ countries) -- See Avoidance of Double Taxation Agreements (DTAs): List of DTAs signed between Singapore and 100+ countriesQuestion 4: Do you accept my currency other than USD?Answer: Yes. If you need your currency to be printed on the invoice, please write an email to Sales@ChineseStandard.net. In 2 working-hours, we will create a special link for you to pay in any currencies. Otherwise, follow the normal steps: Add to Cart -- Checkout -- Select your currency to pay.Question 5: Should I purchase the latest version JR/T 0025.5-2018?Answer: Yes. Unless special scenarios such as technical constraints or academic study, you should always prioritize to purchase the latest version JR/T 0025.5-2018 even if the enforcement date is in future. Complying with the latest version means that, by default, it also complies with all the earlier versions, technically. |