GB/T 41020-2021 English PDF

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GB/T 41020-2021: Guidance on building fire risk assessment for property insurance
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Basic data

Standard ID: GB/T 41020-2021 (GB/T41020-2021)
Description (Translated English): Guidance on building fire risk assessment for property insurance
Sector / Industry: National Standard (Recommended)
Classification of Chinese Standard: C80
Word Count Estimation: 41,460
Issuing agency(ies): State Administration for Market Regulation, China National Standardization Administration

GB/T 41020-2021: Guidance on building fire risk assessment for property insurance

---This is a DRAFT version for illustration, not a final translation. Full copy of true-PDF in English version (including equations, symbols, images, flow-chart, tables, and figures etc.) will be manually/carefully translated upon your order.
Guidance on building fire risk assessment for property insurance ICS 13:220:01 CCSC80 National Standards of People's Republic of China Building Property Insurance Fire Risk Assessment Guide Published on 2021-12-31 2022-07-01 Implementation State Administration for Market Regulation Released by the National Standardization Administration directory Preface III Introduction IV 1 Scope 1 2 Normative references 1 3 Terms and Definitions 1 4 Classification and classification of fire risk assessment 1 5 Basic elements of fire risk assessment 2 5:1 Basic elements 2 5:2 Hazard factor 2 5:3 Loss Control Factor 2 6 Fire risk assessment method 3 6:1 Calculation method 3 6:2 Building a fire risk assessment index system 3 7 FIRE RISK ASSESSMENT PROCEDURE 14 7:1 Fire Risk Assessment Flowchart 14 7:2 Application for Fire Risk Assessment 15 7:3 On-site investigation 15 7:4 Fire risk estimation 16 7:5 Fire Risk Rating 16 7:6 Recommendations for fire risk control 16 7:7 Underwriting recommendations and rate fluctuations 16 Appendix A (Informative) Building Property Insurance Fire Risk Site Survey Form 17 Appendix B (normative) Fire Risk Assessment Form 34 Appendix C (normative) Fire Risk Assessment Report 35 Reference 36

foreword

This document is in accordance with the provisions of GB/T 1:1-2020 "Guidelines for Standardization Work Part 1: Structure and Drafting Rules of Standardization Documents" Drafting: Please note that some content of this document may be patented: The issuing agency of this document assumes no responsibility for identifying patents: This document is proposed by the Ministry of Emergency Management of the People's Republic of China: This document is under the jurisdiction of the National Fire Standardization Technical Committee (SAC/TC113): This document is drafted by: Chinese People's Police University, Zhunxin Smart Fire Co:, Ltd:, Mintai'an Property Insurance Adjustment Co:, Ltd: Company, PICC Property and Casualty Co:, Ltd: Fujian Branch, Shanghai Anbang Fire Safety Technology Service Co:, Ltd:, Fujian Province Fire Protection Rescue Corps, Guizhou Fire Rescue Corps: The main drafters of this document: Tian Yumin, Han Haiyun, Wu Lizhi, Wang Yueqin, Cai Jingjing, Li Wenli, Lu Chao, Li Jie, Li Zhengqian, Li Xiaobin, Lin Deliang, Wu Chengyuan, Cheng Weihua:

Introduction

Scientifically and reasonably assessing the fire risk of a building and determining its risk level can not only provide decision-making basis for insurance underwriting, but also make The government, the public and units have an accurate understanding of the fire safety status of buildings; at the same time, with the leverage of fire insurance rates, the investment can be adjusted: Insurers are motivated to improve the level of fire safety and realize the benign interaction between fire protection and insurance, so as to speed up the socialization process of fire protection and reduce fire incidents: Therefore, and fire losses, promote social harmony and stability and the steady development of the national economy: This document draws on the successful experience of foreign countries and combines the actual situation of our country, recommends the basic method of building fire risk assessment, realizes the construction The fire risk classification of the property is used to guide the underwriting and rate fluctuation of property insurance, so that the insurance rate level of the insured building is related to its risk status: unified: Insurance intermediaries can use this document to carry out fire risk assessment for the entrusting party, obtain the fire risk level of the building, and evaluate the fire risk of the building: Provide consulting and services to eliminate fire hazards and reduce fire risks; insurance companies can use this document to further regulate property insurance underwriting: Standardized and scientific, and the rate determination is further rationalized and refined; the policyholder can use this document to clarify the key links of fire risk control, Take effective measures to minimize the risk of fire: This document is based on our country's fire protection laws, regulations, standards and norms: Developed on the basis of advanced experience inside and outside: Building Property Insurance Fire Risk Assessment Guide

1 Scope

This document provides guidance on operating procedures and assessment methods for building property insurance fire risk assessment (hereinafter referred to as fire risk assessment): The basic elements and relevant information that should be considered in the fire risk assessment of building property insurance are given: This document is applicable to fire risk assessment of property insurance for residential, public buildings, factories, warehouses and other civil and industrial buildings:

2 Normative references

The contents of the following documents constitute essential provisions of this document through normative references in the text: Among them, dated citations documents, only the version corresponding to that date applies to this document; for undated references, the latest edition (including all amendments) applies to this document: GB/T 5907 (all parts) fire fighting vocabulary GB 35181 Determination method for major fire hazards

3 Terms and Definitions

The terms and definitions defined in GB/T 5907 (all parts) and the following terms and definitions apply to this document: 3:1 disaster-causingfactor Factors that contribute to the transformation of fire risk into disasters: 3:2 loss-controlingfactor Factors that prevent fire or reduce fire damage: 3:3 fire risk identification Identify fire risk factors and analyze their causes: 3:4 fire risk estimation Quantify the magnitude of the fire risk according to the prescribed method: 3:5 fire risk ranking Differentiate the level of fire risk degree:

4 Classification and classification of fire risk assessment

4:1 The fire risk assessment shall be classified according to the use nature of the insured buildings, and should be divided into the following four categories: --- Residential fire risk assessment; --- Fire risk assessment of public buildings; ......

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